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There are two types of financial aid that students may be offered: grants and loans. When creating the award package students are automatically considered for both grants and loans.
Grants are considered gift aid. The amount of gift aid a student can receive depends on her/his financial need and enrollment status as well as a variety of other factors. If a student is eligible for gift aid, it will be included as part of her/his financial aid award package.
Loans are considered self-help aid. Students who accept loans must agree to the repayment and enrollment status terms specified for the loan.
Students are automatically considered for all types of financial aid. Student Financial Services will determine what aid students are eligible for and award accordingly. Regardless of the type of financial aid included in the award package, the total amount of financial aid cannot exceed the student’s Cost of Attendance. Any outside resources (ex: outside scholarships, employer tuition reimbursement, and private/alternative educational loans) that a student receives must be included in the financial aid calculation.
$55 per credit hour ($165 per class)
Students must meet all of the following requirements:
be a full time, paid employee of a registered non-profit corporation
complete the 501c3 Certification of Employment form (Admission's fulfills this requirement the first year)
Up to $20,500 per year (cannot exceed COA)
$138,500 aggregate limit
The direct unsubsidized loan is not a need-based loan. Interest does accrue while students are enrolled, during the six-month grace period and during repayment. The interest rate is 6.8% and the lender is the Department of Education.
be a U.S. citizen or permanent resident
if the student is male, he must be registered with the Selective Service
must not be in default on a federal student loan
must not owe an overpayment for a federal grant
must not have reached or exceeded the annual or aggregate loan limits
be enrolled at half-time status
complete Loan Exit Counseling if student graduates, leaves college or drops below half-time enrollment